Is a care home, extra care or supported living right for you?
Housing is often a matter of personal choice with individuals having different needs. If it's difficult to manage living at home, there are ways you can get help. There are lots of possibilities to explore here and many places you can get advice and more information from.
West Berkshire Council want to support people to stay well, safe and independent in their own homes. However, there may come a point when staying at home is no longer the best option. For some people, supported housing or extra care housing can be good choices that can help them stay as independent as possible. Alternatively, West Berkshire Council’s ‘Shared Lives’ scheme may be suitable helping you to live independently in the community whilst being supported by a shared lives carer.
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Is home ownership for you?
HOLD - Home ownership for people with long-term disabilities. If you have a long-term disability, the HOLD scheme in England could help you buy any home for sale on a shared ownership basis (part-rent/part-buy). You could buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share.
You can only apply for the HOLD scheme if the homes available in the other shared ownership schemes don’t meet your needs, eg you need a ground-floor home.
You could buy a home through the HOLD scheme if you have a long-term disability and meet the certain criteria.
Older people's shared ownership. It works in the same way as the general Shared Ownership scheme, but you can only buy up to 75% of your home. Once you own 75% you won’t have to pay rent on the remaining share.
People struggle to make the right housing choices in later life. HOOP is an online tool which will help you identify the most important difficulties and offers suggestions for dealing with them. You can also speak with an advisor.